Spotlight on Cyber Threats for Community Associations

In a recent article, “Data Defense,” published in Common Ground magazine, Pat Bruen, Product Manager for Distinguished’s Community Association...

The Impact of InsurTech on the Property/Casualty Sector

The latest figures from a Willis Towers Watson report shows that investment in insurance technology, or InsurTech, reached an...

Brokers, Agents Benefit from Program Managers’ Specialty Insurance

The last several years have seen the insurance market firming due to catastrophic property losses and liability loss trends...

What Lies Beneath Older Community Association Properties

The community associations for most developments are obligated under their governing documents, which are comprised of articles of incorporation;...

Performing Routine Inspections - Maintenance Increases Safety at Community Associations

Community associations face a number of security and safety issues – from premises injuries to public security. Under respective...
Community Associations, Cyber Liability
Spotlight on Cyber Threats for Community Associations
Market Insights
The Impact of InsurTech on the Property/Casualty Sector
Market Insights
Brokers, Agents Benefit from Program Managers’ Specialty Insurance
Community Associations
What Lies Beneath Older Community Association Properties
Community Associations
Performing Routine Inspections - Maintenance Increases Safety at Community Associations
Cyber Threats
Community Associations, Cyber Liability

Spotlight on Cyber Threats for Community Associations

In a recent article, “Data Defense,” published in Common Ground magazine, Pat Bruen, Product Manager for Distinguished’s Community Association Program, provides valuable insight on the various cyber threats HOAs, condo associations, co-ops and PUDs face. These community associations in their day-to-day operations handle and store confidential, personal identifiable information, such as homeowner names, addresses, bank account information, credit card numbers, and Social Security numbers – all vulnerable to data breach exposures and other types of cyber attacks.

Continue reading
specilaty insurance
Market Insights

Brokers, Agents Benefit from Program Managers’ Specialty Insurance

The last several years have seen the insurance market firming due to catastrophic property losses and liability loss trends that have resulted in commercial lines rate increases and stronger underwriting discipline. Projections for 2020 include further increases for several lines of business including Umbrella, Directors & Officers Liability, and Commercial Property insurance.

Continue reading
Community Association
Community Associations

What Lies Beneath Older Community Association Properties

The community associations for most developments are obligated under their governing documents, which are comprised of articles of incorporation; bylaws; declaration of covenants, conditions, restrictions, and easements; and any other rules and regulations, to maintain, repair and replace items and amenities in the common areas. This involves performing regular inspections and maintenance of heating and lighting in the common clubhouse, maintaining the community pools, and providing landscaping services, among other services.

Continue reading
Performing Routing Inspections
Community Associations

Performing Routine Inspections – Maintenance Increases Safety at Community Associations

Community associations face a number of security and safety issues – from premises injuries to public security. Under respective state statutes and the association’s governing documents, an association has a duty to inspect common areas, investigate complaints and make repairs. To help clients meet their duties and prevent losses, it’s critical to underscore the importance of performing routine inspections and maintenance throughout the property.

Continue reading
safety and security for community associations
Community Associations

Tailored Safety and Security Approach Required for Community Associations

Many of the exposures for community associations beyond property damage involve safety and security issues. From premises liability claims, such as slips and falls on the heels of a snowstorm and pool and playground-related injuries, to negligent security incidents, community associations and their boards can find themselves responsible if it’s determined they failed to meet their obligation to prevent harm.

Continue reading
Sex Trafficking
Hospitality & Restaurants

Risk Management: The Key to Mitigating Sex Trafficking at Hotels

A lawsuit filed in U.S. federal court in Ohio in December against a number of high-profile hotel groups alleging they profited from sex trafficking on their properties puts the focus on this hidden crime. The hotel chains, according to Reuters, are accused of “knowing and ignoring warning signs that women and children were sold as sex slaves on their premises.”

Continue reading
small business liability insurance
Hospitality & Restaurants

Umbrella Insurance Offers Added Protection for Small Businesses

For small businesses, including those in the hospitality sector such as restaurants and limited-service hotels, Liability insurance is critical in protecting their assets against lawsuits that can arise from guests and other third parties. Small business liability insurance (Commercial General Liability/CGL) provides coverage for third-party claims of bodily injury and property damage, and pays for the cost of obtaining legal defense as well as any settlement made or judgment rendered up to the policy limit. Under a Commercial General Liability policy, small businesses are also covered for libel, slander or copyright violation.

Continue reading
Hotel Casino Risk
Hospitality & Restaurants

Inside the High Stakes of Liability Risks for Hotel Casinos

Liability risks for hotel casinos run the gamut – from a third-party vendor’s wrongful actions to public security and safety during an event, cyber crime, and premises slips and falls – that can end up costing the house a fortune. Sean Young, Associate Vice President, Distinguished Programs, in his recent article, “Four Risks on Which Hotel Casinos Can’t Gamble,” in Hotel Business Review, explores these risks and the steps that operations should take to reduce their exposures. Continue reading
Distinguished Life

Distinguished Programs Hires Experienced Insurance Pro, Paul Zeni, as New Sales Executive

Sales force expansion continues with Paul Zeni assuming role as company’s new Northern California Regional Sales Executive

NEW YORK, Jan. 8, 2020 – Distinguished Programs, a national insurance program manager, today officially announces it has hired commercial insurance sales executive Paul R. Zeni as its new Northern California Regional Sales Executive. Zeni brings approximately 35 years of diverse insurance industry experience to this new role.

Continue reading