The Rising Demand for Warehouse Space

The coronavirus has driven a surge in online shopping, and warehouse space is suddenly a hot real estate commodity....

Importance of Client Education Amid Rising Insurance Premiums

The latest industry reports on the insurance market are coming out, all indicating that insurance premiums continue to rise....

Distinguished Rebrands City Homes Insurance Program

From compulsory coverages to the liability challenges of a mixed-use building, homes in urban environments have a unique set...

From Our Family to Yours, Happy Thanksgiving

Happy Thanksgiving from all of us at Distinguished Programs. On this day of thanks, we want to share our...

Adopting New Liability Risk-Mitigation Approach to Stem Mega Verdicts

Our litigious environment has been exacerbated over the last several years due to several factors including the rise of...
Real Estate
The Rising Demand for Warehouse Space
Insurance Made Easy
Importance of Client Education Amid Rising Insurance Premiums
Real Estate
Distinguished Rebrands City Homes Insurance Program
Distinguished Life
From Our Family to Yours, Happy Thanksgiving
Market Insights
Adopting New Liability Risk-Mitigation Approach to Stem Mega Verdicts
rising demand for warehouse space
Real Estate

The Rising Demand for Warehouse Space

The coronavirus has driven a surge in online shopping, and warehouse space is suddenly a hot real estate commodity. U.S. consumers spent $347.26 billion online in the first two quarters of the year, up 30.1% from $266.84 billion from the same period in 2019 according to data from the U.S. Department of Commerce. While e-commerce sales have consistently been on the rise, this year’s surge stems from consumers avoiding stores due to pandemic-related health concerns. As the holidays approach, e-commerce sales are only expected to skyrocket.

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holiday travel safety
Restaurants

Holiday Travel Safety Guide

This holiday season, travel safety comes with a long list of pandemic-related restrictions, advisories, and recommendations by airlines and states as COVID-19 cases continue to surge. Before making plans – whether you’re getting on a plane or in a car to see family and friends or taking a vacation – be sure you are well aware of all COVID-19-related rules, recommended or required, to keep you and others safe.

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client education amid rising premiums
Insurance Made Easy

Importance of Client Education Amid Rising Insurance Premiums

The latest industry reports on the insurance market are coming out, all indicating that insurance premiums continue to rise. For example, the most recent report from The Council of Insurance Agents & Brokers indicates that premiums increased by an average of 11.7% across all-sized accounts. The impact from these price increases was most apparent for large and medium-sized accounts, which recorded increases of 15.3% and 12.7%, respectively. Small accounts experienced an average increase of 7.1%, slightly lower than the 7.3% increase in Q2 2020.

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city homes program
Real Estate

Distinguished Rebrands City Homes Insurance Program

From compulsory coverages to the liability challenges of a mixed-use building, homes in urban environments have a unique set of needs. Available in Seattle, Portland, San Francisco, Los Angeles, San Diego, Denver, Kansas City, St. Louis, St. Paul, Minneapolis, Chicago, Pittsburg, Boston, Philadelphia, Washing D.C, Baltimore, and the NJ Gold Coast, the City Homes Insurance Program (CHIP) is a specialized package designed for small urban multi-family and mixed-use buildings.

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Distinguished Life

From Our Family to Yours, Happy Thanksgiving

Happy Thanksgiving from all of us at Distinguished Programs. On this day of thanks, we want to share our genuine appreciation for you. We wouldn’t be where we are today without our broker partners. We value our relationship and look forward to the opportunity to continuing to work with you.

Have a wonderful holiday celebration with family and friends, and safe travels!

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mega verdicts liability risk-mitigation approach
Market Insights

Adopting New Liability Risk-Mitigation Approach to Stem Mega Verdicts

Our litigious environment has been exacerbated over the last several years due to several factors including the rise of nuclear liability verdicts that run into the tens and even hundreds of millions of dollars. Contributing to these mega verdicts is anti-business sentiment and corporate mistrust by jurors. Juries feel more sympathetic toward injured plaintiffs and want to punish companies for perceived wrongdoings. In fact, a Gallup poll shows that nearly a third of Americans say they have very little or no confidence in big business. In addition, as you see bigger numbers being awarded in high-profile litigation cases, the idea of really large verdicts is normalized.

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mental health
Restaurants

Managing Mental Health While Working From Home

Despite being able to clock in whenever and from wherever you would like, research has shown that working from home is linked to an increased risk of poor mental health. The most commonly reported issue that remote workers face are loneliness and isolation, anxiety and stress, and depression. Even the most optimistic, normally productive worker can become sluggish and unmotivated. If you have noticed a change in your mental health now that you work from home, learn to spot the signs of decline before hitting rock bottom.

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winter fire safety tips
Risk Insight

Winter Fire Safety Tips

More home fires happen during the winter months than at any other time of the year. Heating, holiday decorations, winter storms, and candles all contribute to the increased risk of fire. As temperatures drop and people spend more time indoors, it is important to keep fire safety in mind. Read on for tips from the National Fire Protection Association (NFPA) and the U.S. Fire Administration to help reduce winter fire risks and share with your clients’ tenants.

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frozen pipes
Real Estate, Community Associations

Preventing Frozen Pipes (And What to Do If They Freeze Anyway)

With temperatures dropping and different parts of the country experiencing their first snowfalls of the season, it is time for property owners to review frozen pipe preventative measures and share them with their tenants. Cold winter temperatures can cause pipes to freeze, or even burst. That’s because when water freezes, it expands, putting pressure on pipes that may result in a tiny leak or a full crack — and no one wants to find Old Faithful in their home.

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hospitality umbrella
Hospitality & Restaurants

Distinguished Rebrands Hospitality Umbrella Program to Reflect Different Niche Markets

Distinguished Programs has been insuring the hospitality industry for more than 25 years, providing high-limit Excess/Umbrella Liability coverage to protect against catastrophic losses. To better serve our agency partners looking for an Umbrella home for their accounts, we’ve rebranded our programs to reflect each market within the hospitality sector.

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veterans day letter
Distinguished Life

Veterans Day Letter

Every year, Veterans Day gives us the opportunity to reflect on the sacrifice made by those who have served in our Armed Forces. While Veterans Day is not intended to commemorate those lost their lives in service to their country (that’s what Memorial Day is for), it does hold the space to acknowledge the contribution made by all Veterans. Commonly, Veterans end up feeling as though their service fell somewhere on a continuum of sacrifice. Some entered the military only to spend their service stationed at a base somewhere in the United States. Some others may have seen the full extent of the horror of war and mankind’s awful capacity to commit violence upon one another. Some volunteered, others were drafted. Some only served one enlistment, some others chose military service as their career. What all Veterans have in common is that they abandoned the comforts, freedom, and relative safety of civilian life and entered a world of rigor, sacrifice, and potential danger.

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