Business Interruption COVID-19 Litigation Continues

The coronavirus pandemic brought businesses to its knees, shuttering everything from restaurants to hotels, gyms, hair salons, retailers, and...

Families Leave Urban Living for the "Burbs" in Wake of Pandemic

Migration from city life to the suburbs is nothing new, with the most exoduses in recent times occurring after...

Crafting the Perfect Email Campaign

Gone are the days of print ads and direct mail. While independent insurance agents have historically been able to...

The Hidden Flood Risk Across America

In late June, nonprofit research organization, First Street Foundation publicly released flood risk data for over 142 million homes...

The Case Against Working From Home

Work-from-home might be the new normal until further notice, but according to a report by real estate investment management...
In the Press
Business Interruption COVID-19 Litigation Continues
Real Estate
Families Leave Urban Living for the "Burbs" in Wake of Pandemic
Insurance Made Easy
Crafting the Perfect Email Campaign
In the Press
The Hidden Flood Risk Across America
Restaurants
The Case Against Working From Home
business interruption covid 19 claims
In the Press

Business Interruption COVID-19 Litigation Continues

The coronavirus pandemic brought businesses to its knees, shuttering everything from restaurants to hotels, gyms, hair salons, retailers, and other establishments. Many business owners turned to their Business Interruption (BI) insurance policies to cover loss of income and to pay ongoing expenses like payroll, rent, etc. Yet BI policies are designed to respond only if a business is forced to close due to direct physical damage to its property as a result of covered peril (like a fire). Furthermore, BI policies typically exclude viruses.

Continue reading
families leave urban living
Real Estate

Families Leave Urban Living for the “Burbs” in Wake of Pandemic

Migration from city life to the suburbs is nothing new, with the most exoduses in recent times occurring after the financial collapse in 2008 and the horrific event of 9/11 in 2001. Amid the coronavirus pandemic, once again we’re seeing people leaving behind urban living for wide-open spaces, as safer-at-home orders were put into place, schools turned virtual and work became remote. A separate home office, a backyard, and a swimming pool are all in high demand, to say the least.

Continue reading
the case against working from home
Restaurants

The Case Against Working From Home

Work-from-home might be the new normal until further notice, but according to a report by real estate investment management firm Black Creek Group, office spaces are not going anywhere. Workers are itching to return to their physical headquarters, and while the future of office real estate will look a little different, investors should consider looking into less-concentrated office buildings. For many, teleworking has been a nice opportunity to cut back on commute time and expenses and connect further with family. But those who are leading the charge against a fully remote workforce have the following grievances:

Continue reading
home improvement projects amid covid 19
Restaurants

Surge in Home Improvement Projects Amid COVID-19

As the pandemic keeps Americans in their houses and apartments, many are pulling out their toolboxes and getting to work on home improvement projects. Quarantine has us spending much more time than normal in our homes, resulting in both listless boredom and displeasure with our surroundings. What was once a minor flaw is now a glaring wart. Evidently, home improvements and renovations are on the rise as people decide they need to spruce things up. 

Continue reading
steps to beat cpcu exams
Insurance Made Easy

4 Steps to Beat CPCU Exams

For professionals who are striving to earn their place in industries like medicine or law, a clear path to achieving qualification is pretty straightforward. Attending law or medical school after graduating from an accredited university and passing the appropriate exams to work in these fields are all part of the process. While many professions in the insurance world only require a high school or college diploma, those who work in claims, risk management, risk assessment, and insurance litigation can further their expertise in the insurance industry and make themselves more marketable by becoming a Chartered Property Casualty Underwriter, or a CPCU.

Continue reading
risks of turning hotels into dorms
Hospitality & Restaurants, Risk Insight

Inside the Liability Risks of Turning Hotels Into Dorms

Over the last several months, hotels have been coming up with innovative ways to generate revenue and stay afloat with tourism virtually nil and business meetings going virtual amid the pandemic. Some hotels are offering on-site offices while others have extended their pool hours to attract more guests. But some hotels have pivoted to provide college students with long-term housing as an alternative to living in a dorm room in an effort to help co-eds and universities meet social-distancing requirements and fill hotel vacancies.

Continue reading
the risk of legionella lurking in water systems
In the Press

The Risk of Legionella Lurking in Water Systems after COVID Closures

As schools begin to reopen in certain communities, in addition to concerns over the spread of the coronavirus, officials are also worried about the increased risk of deadly illnesses caused by bacteria after months of closures. In fact, a dozen schools have already reported the detection of Legionella in their water systems, a warning to all property owners and managers – from offices to hotels and restaurants – to undertake risk-mitigation measures in order to help prevent potential outbreaks of Legionnaires’ disease.

Continue reading
sales and marketing blogs for insurance agents
Market Insights

Sales and Marketing Blogs for Insurance Agents

There is always room for improvement when it comes to sales and marketing. As quarantine continues and agencies look for new ways to generate leads, industry insights, and thought leadership articles are crucial to staying on top of the ball.

With a quick Google search, tried and true insurance sales and marketing tactics are at your fingertips. Below is a list of our favorite sales and marketing blogs for insurance agents, full of valuable tips, tricks, and insights.

Continue reading
how generation z is handling the pandemic
In the Press

How Generation Z Is Handling the Pandemic

Americans of all ages are grappling with life amid the coronavirus pandemic, but among those most affected is Generation Z.

True, older generations are experiencing the highest fatality rates from COVID-19. And every generation is indeed under economic strain, as jobs are lost, hours are reduced, and pay is lowered. But older generations benefit from years, if not decades of normalcy — a strong economy and all of society’s rites of passages.

Continue reading
civil unrest and commercial property coverage
In the Press

Inside Civil Unrest and Commercial Property Damage

On the heels of a number of deaths committed by police, protests broke out throughout the country. While most of the protests have been peaceful, rioting and looting have taken place in several cities, including most recently in Kenosha, Wisconsin, in the wake of Jacob Blake’s shooting. Many small businesses that have property damage as a result of the civil unrest are looking to their Commercial Property policies for remuneration.

Continue reading
diversity in the workplace
Market Insights

Treating Diversity in Business as a Workplace Safety Program

Diversity in the workplace has taken center stage as minorities rise up to claim their rightful seat at the table. We recently discussed how the insurance industry is handling systemic racism and workplace diversity in the wake of the Black Lives Matter movement and the need for more African Americans, Latinos, Asians, and women of color to hold key executive and management positions.

Continue reading