The Go-To Guide for Railing and Window Safety

They can be pretty. But they can also be pretty dangerous. When it comes to railing and window safety,...

Being Storm-Ready During Hurricane Season

Hurricane Florence – scheduled to make landfall on Thursday, September 13, in the afternoon – was just upgraded to a Category...

How to Create a Safer Pool Area for Public Facilities

Is your pool area safe for swimmers, large and small? Taking a dip during those hot summer days can...

Top 3 Emerging Hotel Risks - Hotel Executive

Over the last decade, it’s become clear that hotel risks have evolved dramatically. Through unfortunate events like the Las...

Distinguished Adds Expertise With Two New Hires

We are pleased to announce and welcome two new program management experts: Maryann Prestia, vice president program manager, primary...
Community Associations, Risk Insight
The Go-To Guide for Railing and Window Safety
Risk Insight
Being Storm-Ready During Hurricane Season
Community Associations, Risk Insight
How to Create a Safer Pool Area for Public Facilities
Hospitality & Restaurants
Top 3 Emerging Hotel Risks - Hotel Executive
In the Press
Distinguished Adds Expertise With Two New Hires
Risk Insight

Being Storm-Ready During Hurricane Season

Hurricane Florence – scheduled to make landfall on Thursday, September 13, in the afternoon – was just upgraded to a Category 4 hurricane, meaning winds in excess of 130 mph. It could be the strongest storm to hit North and South Carolina in nearly three decades. Due to the strong winds and chances of a devastating impact, mandatory evacuations for eight coastal towns go into effect today – Tuesday, September 11.

We have four tips to help you and your insureds affected by the hurricane.

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hotel risks
Hospitality & Restaurants

Top 3 Emerging Hotel Risks – Hotel Executive

Over the last decade, it’s become clear that hotel risks have evolved dramatically. Through unfortunate events like the Las Vegas shooting and different movements that have emerged, we’ve learned that hotel owners and operators must develop a dependable plan around how they’ll protect their guests, their data, and their employees along with their data.

To combat recent threats and worries, hotel management must step up to the plate and seriously consider what precautions and procedures their company is willing to enforce to reduce potential risks.

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In the Press

Distinguished Adds Expertise With Two New Hires

We are pleased to announce and welcome two new program management experts: Maryann Prestia, vice president program manager, primary programs, and Mary Genevich, senior underwriter, property and liability specialist.

As Distinguished Programs continues to expand its real estate, hospitality, and casualty products, the expertise of these two industry veterans will boost our future development and current offerings. Speaking on the continued investment in Distinguished’s products and programs, Brooks Chase, president of Distinguished Speciality, noted, “Maryann and Mary…will be invaluable as our company continues to grow.”

You can read more about Ms. Prestia’s and Ms. Genevich’s new roles and how their experience will lend itself to the continued success of Distinguished products and programs through published stories at Insurance Business America and ProgramBusiness.com.

 

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IBANY awards
In the Press

IBANY Awards

Distinguished Programs has always been a strong supporter of professional development.  Whether you’re a seasoned expert or just starting your career in insurance, there are amazing opportunities for continual growth.

Last night two of our Distinguished colleagues brought home the “gold.”  Congratulations to Connor Clemmer, who was awarded the IBANY 2018 Emerging Leader Award, and Mamadou Bah, who received the 2018 Education Award.  We are so proud to work with such determined, diligent, and accomplished individuals!

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Hotel Industry
In the Press, Hospitality & Restaurants

Focus on the Hotel Industry – The Rough Notes Company Inc.

While the growth of the travel and hospitality industries creates opportunities, it also poses increasing challenges.  Human trafficking and hotel shootings may not have been top concerns 10 or 20 years ago, but they have sadly and undoubtedly climbed up the ladder of major issues facing hotels in recent years.  Seeing how the privilege of hotel room privacy was blatantly abused in the Las Vegas shooting, we now need to reassess the tradeoffs between privacy and safety.  Though many hotels are providing some guest education at check-in, that’s just the starting point of addressing the variety of issues being faced more frequently these days.

Associate Vice President, Sean Young, talks with Rough Notes Magazine about issues and preventative measures property owners can take to protect themselves and their guests. Read the Rough Notes article here.

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Pool Safety
Community Associations, Risk Insight

Claim Story – Pool Safety

Teenage horseplay at a condo’s swimming pool took a turn for the worse when one young man dove headfirst into the shallow end of the pool. The condominium’s community association was left facing a $5 million personal injury claim due to not having proper pool safety rules clearly posted and enforced, as well as a failure to clearly mark the pool’s depth.

Read the full claim story here.

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historic properties
Hospitality & Restaurants, Cultural Institutions

The Unique Challenges of Historic Hotel Properties

The National Register of Historic Places includes more than 95,000 historic properties. Guests and tenants of these properties delight in their grandeur and uniqueness, while these exceptional buildings provide a sense of status and prestige to a property owners portfolio.

Other benefits come with owning a historic property such as significant tax credits, but not without challenges. Historic properties should look the same as they did in the past or the tax credit will be revoked, meaning maintenance, renovations, repairs and replacement of the unique features due to damages from events such as fire or flooding can be complex.

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Preventing Legionella
Risk Insight

Preventing Legionella Before It Infects the Masses

Legionnaires’ disease may not make front-page news every week, but when it hits a community, it can be devastating.  Hotels with pools and hot tubs, property owners with buildings that have cooling towers or fountains—and anyone nearby can be affected. If the naturally occurring bacterium Legionella gets out of balance, it can make people very sick, and it causes fatalities every year. Sometimes, all it takes is the mist coming off a cooling tower to infect a host of people.

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Life preserver in pool
Community Associations, Risk Insight

High Cost of a Pool Claim

For many, a community swimming pool is a small luxury that can bring family and friends together. But just like any other recreational area, there is always the risk of personal injury for those using the facilities. A pool claim can be costly to a community association. Emergency room visits for a near drowning victim can range from $75,000 for an emergency room visit to long-term care costing $250,000 a year. Cases have shown the cost of a near drowning resulting in brain damage exceeds more than $5.5 million. The death of a child due to drowning, in one instance, led to a settlement of $104 million.

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Liquor Liability
Hospitality & Restaurants, Risk Insight

Liquor Liability Risk Management Tips

Restaurant owners and managers should be implementing best business practices to help mitigate their operation’s alcohol-related risks. According to a report from the Center on Alcohol Marketing and Youth (CAMY)  54.3% of binge drinkers who reported driving after their most recent binge-drinking episode drank in an on-premises, retail, alcohol-serving establishment such as a bar, club, or restaurant.

Please download the liquor liability risk management tip sheet to share with your restaurant insureds.

Download Tip Sheet

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decision-making
Community Associations, Risk Insight

Four tips to manage decision-making in a community association

Oftentimes the people that act as decision-making members of the board have regular day jobs and are not professionally trained in group management. Therefore, it is essential for them to know their rights, risks, and responsibilities when making choices on behalf of a large group of individuals. Letting your customers know about their risks and responsibilities as decision-making members of a community association will help them avoid disputes between themselves and other members in addition to reducing the risk of an unfortunate lawsuit.

We’ve compiled four simple preventative tips in our downloadable tip sheet that you can share with your customers to help reduce conflict when making community association decisions.

Read the Tips Here

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