From the Claim Files: Walking (and Falling) in a Winter Wonderland

We talk to local Williamsburg native Nancy Larsen about her ordeal after a pedestrian’s jaunt along the snowy sidewalk...

Distinguished Programs Recognized for its Charitable Efforts

Distinguished Programs was recognized in the December 18, 2017 Insurance Journal article: A Culture of Action at Distinguished Programs....

Protecting Water Pipes as Winter Hits the Coast

This season’s first serious winter storm is underway, with super-strong winds, record-low temps, and snowfall in strange places (Hello,...

Alert: New Online Process for NYC Boiler Inspections

Down deep in the basement is the heart of your building that keeps everything going: the boiler! Yearly boiler...

New Historic Properties Insurance Program

Today Distinguished announces the launch of its Historic Properties Program. The program will provide a property & casualty package,...
Risk Insight
From the Claim Files: Walking (and Falling) in a Winter Wonderland
In the Press
Distinguished Programs Recognized for its Charitable Efforts
Risk Insight
Protecting Water Pipes as Winter Hits the Coast
Real Estate
Alert: New Online Process for NYC Boiler Inspections
Cultural Institutions
New Historic Properties Insurance Program
claim
Risk Insight

From the Claim Files: Walking (and Falling) in a Winter Wonderland

We talk to local Williamsburg native Nancy Larsen about her ordeal after a pedestrian’s jaunt along the snowy sidewalk in front of her home took an unexpected turn.

As a longtime New York City native, Nancy Larsen was accustomed to tourists gazing out at the wonders of the city rather than down at the sidewalk. What she was not accustomed to was being served a Summons and Complaint on account of a tourist alleging he sustained injuries outside of Nancy’s property following an overnight snowfall.

Click Here to Download Claim Story

Continue reading
Charitable efforts
In the Press

Distinguished Programs Recognized for its Charitable Efforts

Distinguished Programs was recognized in the December 18, 2017 Insurance Journal article: A Culture of Action at Distinguished Programs.

The article focuses on the charitable efforts of Distinguished and its colleagues. Throughout 2017, a philanthropic committee known as Distinguished Cares formed by Distinguished employees,  launched multiple giving back to the community campaigns. Distinguished Cares was created to make charity-related service opportunities available for its employees. From military care packages, back to school donation drives in multiple communities, to an emergency fundraiser for victims of Hurricanes Harvey and Irma.

Continue reading
Boiler
Real Estate

Alert: New Online Process for NYC Boiler Inspections

Down deep in the basement is the heart of your building that keeps everything going: the boiler! Yearly boiler inspections are the law—and for good reason. But now those annual inspections in New York City must be submitted online. This new process, along with submitting yearly certificate fees, is now the only way to complete a boiler inspection with the NYC Department of Buildings (DOB).

Continue reading
Cultural Institutions

New Historic Properties Insurance Program

Today Distinguished announces the launch of its Historic Properties Program. The program will provide a property & casualty package, along with a high limits umbrella and other coverage for historic properties throughout the United States. Qualifying exposures include hotels, museums, theaters, commercial buildings, commercially operated historic homes and preservation organizations.

Continue reading
Real Estate, Risk Insight

Whitepaper – The Invisible Dangers of a Winter Wonderland

Due to the increased risk of accidental slip-and-fall injuries that occur because of snow and ice along sidewalks, it is important for home and property owners to understand their responsibilities for the sidewalks adjacent to their properties.

While different states have varied laws regarding the time frame for how quickly snow and ice must be removed from the abutting sidewalks of any property, in New York City the laws are some of the least forgiving.

Click here to download Whitepaper Continue reading
Market Insights, Distinguished Life

Distinguished Scores a Hole in One!

Distinguished has made an acquisition that should interest both golfers and brokers alike! In this press release published Dec. 4, 2017, we announce our exciting news about acquiring the international leader in golf promo prizes, American Hole ‘n One (AHNO).

“This is a marriage of equals, and we are excited about the future,” notes Mark Kissick, AHNO’s new president. With this acquisition, Distinguished will build on AHNO’s successful history and focus on major business growth. Check out more info about this new venture at Distinguished, and please contact us with any questions.

 

Continue reading
Real Estate

Whitepaper – If I Fought the Law, Would the Law Win?

Without a higher limit on their general liability, homeowners could be in for a world of hurt – the kind that affects the wallet.

When it comes to who will be held responsible for accidental or negligent injuries, with regards to a homeowner’s property, the laws can be a tricky thing to navigate. With New York being one of the most litigious states in the entire country, not only is it advantageous for a homeowner to know the laws, their rights, and their responsibilities – it is essential. It is doubly important for the homeowner to then make sure they have coverage that can handle any situation that could lead to personal liability.

Click here to download Whitepaper

 

Continue reading
Market Insights

Flood Commissions on the Chopping Block

Floods are the most common natural disaster in the U.S. and also the most costly, according to FEMA. The House of Representatives is voting this week to reauthorize the National Flood Insurance Program (NFIP), which expires Dec. 8. BUT we urge you to tell your representative to VOTE NO on this bill, which would slash the “Write Your Own” reimbursement rate, thus cutting agents’ commissions. Take action here.

Continue reading
Real Estate, Community Associations, Risk Insight

A Spooky but True Halloween Story

In honor of Halloween today, we’re re-sharing one of our claims that came in through our City Homes program a while ago.

On a cold, dark night in early November, snow and ice glazed the sidewalks up and down the block. Tired building owners shuffled out at first light to make sure their patches of sidewalk were cleared and salted. All but one, that is. Our insured, who we’ll call Mr. Smith, is the non-resident owner of small apartment building. He decided to sleep in that morning, confident that his son would shovel the sidewalk in his stead. Junior had been out all night and hadn’t woken up to shovel the walk. So when a young woman slipped on that very patch of snow, the only un-cleared area on the block, it didn’t take her lawyer very long to find Mr. Smith’s name and address, and serve him with her medical bills for her torn rotator cuff and spinal injuries.

Continue reading
labor law
Real Estate

From the Claim Files: Accident Prone in a Brick & Brownstone

 

We talked with Sally Winsted, owner of a newly renovated Brooklyn brownstone, about the loss of some of her most treasured belongings after an unfortunate fire ravaged her home.

Three years ago, brick & brownstone owner Sally Winsted had an unexpected fire loss. While she was fortunate enough to save her home, she lost some of her most treasured antiques in the blaze. Unfortunately, her personal lines insurance did not adequately cover the cost of the lost items. A hard but important lesson for those who have valuable personal property.

Continue reading
Market Values
Real Estate

Whitepaper – What Do Increases in Market Values Mean for Homeowners?

The steady market inflation of property tax increases of New York City brownstones could provide some unique opportunities for those who are savvy enough to grab on.

Market values for one, two and three family homes saw an increase of 8.6% citywide…while Brooklyn saw the greatest increase in market value of nearly 18%. This consistent climb in the market is fantastic news if you’re a real-estate broker, but what does this mean for the property owners that already own a home in Brooklyn area? And what does it mean for their insurance values?

Download B2B Whitepaper Download B2C Whitepaper

 

Continue reading