Offices to Get a Makeover to Keep Staff Safe Post-COVID Lockdown

Over the years professional businesses moved from private offices to open floor plans and collaborative workspaces designed to support...

Keeping BBQs Safe

Did you know that May is National BBQ month? Burgers are a favorite—whether vegi or beef—but unfortunately, barbecue safety...

Risk Mitigation Takes Center Stage in the Wake of COVID-19

The coronavirus has disrupted businesses across every industry sector, forcing operations to scale back, furlough staff, and/or temporarily close...

Businesses Call for Liability Immunity from COVID-19 Litigation

As restrictions are lifted and businesses begin to slowly reopen amid the coronavirus pandemic, they are working to keep...

CEOs See Cyber Threats from Their Social Media Platforms

Social media has impacted so many aspects of our personal and business lives over the last decade as it’s...
Risk Insight
Offices to Get a Makeover to Keep Staff Safe Post-COVID Lockdown
Community Associations
Keeping BBQs Safe
Market Insights, Risk Insight
Risk Mitigation Takes Center Stage in the Wake of COVID-19
Market Insights, Risk Insight
Businesses Call for Liability Immunity from COVID-19 Litigation
Risk Insight
CEOs See Cyber Threats from Their Social Media Platforms
Covid-19 Crime Prevention
Real Estate, Hospitality & Restaurants, Risk Insight, Restaurants

Covid-19 Crime Prevention: The Need to Step Up Security of Unoccupied Establishments, Limited Operations

In response to the COVID-19 pandemic, across the country local and state decrees have mandated non-essential businesses to close or limit operations, including restaurants and bars, in order to help prevent the spread of the virus. In addition to having been hard hit by the loss of income and employee layoffs, a spike in burglaries is also unfortunately another fallout of the COVID-19 crisis for many of these businesses.  

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mitigating Covid-19 Outbreaks
Community Associations, Risk Insight

Mitigating COVID-19 Outbreaks at Multifamily Buildings

The COVID-19 death toll now tops 14,000 nationwide with officials warning that within the next weeks we could experience an even more alarming rate of infections and deaths. As more cases arise across the country, it’s critical that apartment owners, condominium associations, and HOAs continue to take precautionary measures to help stop the spread of the virus.

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In the Press

Regional Sales Executive Hire to Play Pivotal Role in Distinguished’s Growth in the Midwest

Distinguished Programs is pleased to welcome John Chisenhall as regional sales executive of our Midwest territories, which include Iowa, Kansas, Minnesota, Missouri, North Dakota and South Dakota. With 15 years of experience in the commercial insurance space, John is poised to help expand our presence in the Midwest in the niche markets we serve with our specialized products and services.

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Market Insights, Distinguished Life

Distinguished: Always, Here for You

The coronavirus pandemic has ushered in a new era of social distancing, self-quarantining and remote work. At Distinguished, remote work has been part of our culture’s DNA with many of our staff already working from home. We are well-positioned as always to serve our agency and broker needs. Our employees are all safe and equipped with the information and resources to answer questions and underwrite new and renewal business.

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Top Books for Insurance Professionals
Market Insights

Distinguished Reads: Top Books for Insurance Professionals While Social Distancing

The coronavirus pandemic has many of us working from home, practicing social distancing and self-quarantining. During this challenging time, we thought it would be a good time to put together top books for insurance professionals to brush up on topics that include everything from leadership to negotiation, sales and marketing and social media. Included in each recommendation is a brief synopsis of the book. 

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Illinois hotel grant
Restaurants

Illinois Department of Commerce Offering Hotels State Grants in Wake of COVID-19; Applications Due April 1

Illinois Governor Pritkzer and the state Department of Commerce have announced the creation of the Hospitality Emergency Grant Program to financially help small hotels, motels and other lodging establishments with funds that were originally slated for job training, tourism promotion and other purposes. The $14 million fund will provide grants to help establishments with payroll, rent and other expenses – welcome news considering the hospitality industry is among the hardest hit sectors due to the coronavirus pandemic.

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Coronavirus Pandemic
Hospitality & Restaurants

Stakeholder Considerations for the Hotel Industry Amid Coronavirus Pandemic

The coronavirus pandemic has upended industries across the globe with the hospitality sector among the hardest hit, with personal and business trips coming to a halt due to travel bans and restrictions and major conferences and events cancelled or postponed. Many hotels have been forced to make difficult decisions amid the crisis. The economic fallout is far-reaching with the hotel industry seeking government funding in the stimulus package being hammered out in Congress in order to allow hotel owners to continue to make loan payments, support employees who are being laid off, and pay suppliers.

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blogging
Market Insights

Blogging: Firming Market Calls for Thought Leadership

The insurance market continues to firm as Property & Casualty rates increase across all industry sectors and classifications, due (in part) to mounting losses. Insurers, in addition to making price increases, are also capping limits, adjusting sublimits, reducing capacity and, in some cases, retracting from catastrophe-prone areas. To help manage client expectations, agents and brokers should be communicating with insureds well before their renewals, including face to face, over the phone and in communication literature. For example, consider implementing a content-marketing strategy that leverages blogging to highlight your thought leadership, expertise and the need for specialization during a challenging and changing insurance market.

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Retain Millennials insurance
Market Insights

How to Attract, Retain Millennials in the Insurance Industry

Millennials, also known as Gen Y, were born between 1982 and 1995 (or up to the year 2000 depending on the source). Millennials now represent 50% of the workforce, and by 2025, it’s estimated they’ll make up 75% of the workforce. The challenge for the insurance industry is attracting and retaining Millennials to fill positions left opened by retired Baby Boomers and accept new opportunities as the industry transforms to meet today’s consumer expectations. There simply aren’t enough Generation Xers (individuals between 40 and 54 years old) in the workforce to meet insurance staffing demands.  

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Restaurants Data Breaches
Hospitality & Restaurants

Restaurants Data Breaches on the Menu of Top Risks

Restaurants, even small establishments, are vulnerable to data breaches because of the large number of on-line credit card transactions they handle daily. Experts say that point-of-sale restaurant data breaches are the “single biggest” cyber threat to the restaurant sector, as they offer the most direct route to credit cards and financial gain. It’s estimated that the 54% of cyberattacks against small businesses are in the Accommodation and Food Services industry, with restaurants accounting for 95% of those businesses hacked.

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Coronavirus
Market Insights, Risk Insight

Impact of Coronavirus on Business: Cancelled Events, Online Meetings, Remote Work

The state of the coronavirus (COVID-19) epidemic is fluid as the number of infected individual cases worldwide reaches more than 118,000 and the death toll surpasses 4,000, according to the most recent information from the World Health Organization (WHO)*. As the contagion continues its rapid spread around the world, the impact is being felt on numerous fronts including in the travel and hospital industry as events, meetings and conferences are cancelled as well as on businesses in general, which are increasingly limiting and restricting employee travel and turning to remote work in an effort to keep workers safe.

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Crisis Management
Real Estate, Hospitality & Restaurants, Community Associations

Preparedness Leads to Successful Crisis Management

Property owners face many different types of risks, including liability events that can result in media scrutiny and negative publicity, reputational damage, and additional loss of revenue. From a pool drowning at a condo to sexual assault in an office-building elevator, a deadly shooting at a mall, or allegations of tenant discrimination at a co-op that results in a multimillion-dollar lawsuit, without the right crisis management in place, a company’s potential liability can escalate in the wake of an incident.

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Crisis Response Coverage
Real Estate, Hospitality & Restaurants, Community Associations

Understanding the Importance of Crisis Response Coverage

From a balcony collapsing at an apartment complex to sexual assault in an office building, the fallout from catastrophic events can quickly draw media attention. Property owners and managers must take action immediately to minimize reputational damage and protect their financial welfare. If not handled properly, losses to the company can be devastating.

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