Covering Historic Properties in the Wake of Notre Dame

When a historic property is damaged, most will not receive a flood of donations to restore it to its...

Hotels Are a Target for Cyberattacks

The last thing your hotel guests want to discover is that your computer system suffered a cyber breach and...

Community Associations Stepping Up to Prevent Cybercrimes

While community associations may tend to focus on the physical, concrete issues pertaining to their communities, a community’s risks...

Best Practices for Hiring Contractors

Spring is ramping up, and so are the construction jobs and renovations! But do your clients know the ins...

Top uncovered exposure for a hotel may surprise you

Slip-and-fall injuries are undoubtedly the most common claims in the hospitality sector. But there is another hazard that is...
Historic Properties
Covering Historic Properties in the Wake of Notre Dame
Hospitality & Restaurants
Hotels Are a Target for Cyberattacks
Community Associations
Community Associations Stepping Up to Prevent Cybercrimes
Real Estate
Best Practices for Hiring Contractors
Hospitality & Restaurants, Risk Insight
Top uncovered exposure for a hotel may surprise you
Toxic gas
Community Associations, Risk Insight

The “Silent Killer” of Toxic Gas and How You Can Avoid It

Can you believe that an estimated 20,000 people receive treatment annually due to gas poisoning? That’s a staggering figure. And, nearly 500 deaths per year are caused by that same toxic gas alone.

The National Fire Protection Association (NFPA) reports approximately 61,000 gas-related incidents yearly. But what gas could have such a harmful effect on so many lives?

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historic replacement cost
Historic Properties

Historic Replacement Cost Coverage Video

Owners and managers of buildings with historic significance, fine detailing and unique features have the desire to replace damaged property with like-kind and quality materials and detailed workmanship. If you have a client or prospect with a historic building, it’s vital to educate them on the importance of having historic or guaranteed historic replacement cost coverage so they are not left with significant coverage gaps in the event of a loss.

Please share our short animated video on replacement cost coverage with your clients.

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Hurricane Flood
Risk Insight

Being Storm-Ready During Hurricane Season

Hurricane Florence – scheduled to make landfall on Thursday, September 13, in the afternoon – was just upgraded to a Category 4 hurricane, meaning winds in excess of 130 mph. It could be the strongest storm to hit North and South Carolina in nearly three decades. Due to the strong winds and chances of a devastating impact, mandatory evacuations for eight coastal towns go into effect today – Tuesday, September 11.

We have four tips to help you and your insureds affected by the hurricane.

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hotel risks
Hospitality & Restaurants

Top 3 Emerging Hotel Risks – Hotel Executive

Over the last decade, it’s become clear that hotel risks have evolved dramatically. Through unfortunate events like the Las Vegas shooting and different movements that have emerged, we’ve learned that hotel owners and operators must develop a dependable plan around how they’ll protect their guests, their data, and their employees along with their data.

To combat recent threats and worries, hotel management must step up to the plate and seriously consider what precautions and procedures their company is willing to enforce to reduce potential risks.

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Distinguished Adds Expertise
In the Press

Distinguished Adds Expertise With Two New Hires

We are pleased to announce and welcome two new program management experts: Maryann Prestia, vice president program manager, primary programs, and Mary Genevich, senior underwriter, property and liability specialist.

As Distinguished Programs continues to expand its real estate, hospitality, and casualty products, the expertise of these two industry veterans will boost our future development and current offerings. Speaking on the continued investment in Distinguished’s products and programs, Brooks Chase, president of Distinguished Speciality, noted, “Maryann and Mary…will be invaluable as our company continues to grow.”

You can read more about Ms. Prestia’s and Ms. Genevich’s new roles and how their experience will lend itself to the continued success of Distinguished products and programs through published stories at Insurance Business America and ProgramBusiness.com.

 

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IBANY Awards
In the Press

IBANY Awards

Distinguished Programs has always been a strong supporter of professional development.  Whether you’re a seasoned expert or just starting your career in insurance, there are amazing opportunities for continual growth.

Last night two of our Distinguished colleagues brought home the “gold.”  Congratulations to Connor Clemmer, who was awarded the IBANY 2018 Emerging Leader Award, and Mamadou Bah, who received the 2018 Education Award.  We are so proud to work with such determined, diligent, and accomplished individuals!

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Hotel Industry
In the Press, Hospitality & Restaurants

Focus on the Hotel Industry – The Rough Notes Company Inc.

While the growth of the travel and hospitality industries creates opportunities, it also poses increasing challenges.  Human trafficking and hotel shootings may not have been top concerns 10 or 20 years ago, but they have sadly and undoubtedly climbed up the ladder of major issues facing hotels in recent years.  Seeing how the privilege of hotel room privacy was blatantly abused in the Las Vegas shooting, we now need to reassess the tradeoffs between privacy and safety.  Though many hotels are providing some guest education at check-in, that’s just the starting point of addressing the variety of issues being faced more frequently these days.

Associate Vice President, Sean Young, talks with Rough Notes Magazine about issues and preventative measures property owners can take to protect themselves and their guests. Read the Rough Notes article here.

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Pool Safety
Community Associations, Risk Insight

Claim Story – Pool Safety

Teenage horseplay at a condo’s swimming pool took a turn for the worse when one young man dove headfirst into the shallow end of the pool. The condominium’s community association was left facing a $5 million personal injury claim due to not having proper pool safety rules clearly posted and enforced, as well as a failure to clearly mark the pool’s depth.

Read the full claim story here.

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historic properties
Hospitality & Restaurants, Cultural Institutions

The Unique Challenges of Historic Hotel Properties

The National Register of Historic Places includes more than 95,000 historic properties. Guests and tenants of these properties delight in their grandeur and uniqueness, while these exceptional buildings provide a sense of status and prestige to a property owners portfolio.

Other benefits come with owning a historic property such as significant tax credits, but not without challenges. Historic properties should look the same as they did in the past or the tax credit will be revoked, meaning maintenance, renovations, repairs and replacement of the unique features due to damages from events such as fire or flooding can be complex.

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Preventing Legionella
Risk Insight

Preventing Legionella Before It Infects the Masses

Legionnaires’ disease may not make front-page news every week, but when it hits a community, it can be devastating.  Hotels with pools and hot tubs, property owners with buildings that have cooling towers or fountains—and anyone nearby can be affected. If the naturally occurring bacterium Legionella gets out of balance, it can make people very sick, and it causes fatalities every year. Sometimes, all it takes is the mist coming off a cooling tower to infect a host of people.

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